After the introduction of the Affordable Care Act (otherwise called Obamacare), many people started assuming that pre-existing conditions were no longer relevant for healthcare. Unfortunately, that is not the case. In Medicare, pre-existing conditions can apply in some situations. Before…
Every year the Center for Medicare and Medicaid Services (CMS) sets standard premiums for Medicare. But did you know that not everyone pays the same amount? In fact, about 8% of all Medicare beneficiaries pay more than the standard premium.…
Medicare Supplement Plans in Texas Benefits of choosing a Medicare Supplement Plan N in Texas Many people are unaware that Medicare covers only about 80% of your Medicare Part B health care expenses. That leaves you responsible to pay for…
Having health insurance is a growing need in today’s age of CORONA virus and other flu-like variants. We want to carry some type of coverage to see a doctor and get prescriptions to get well as soon as we can.…
Two important questions we face as we age are who will care for us, and how will we pay for it? The older we become, the more our health plays a role in our decision-making process. Understanding how your current…
Ever since health insurance became a mandate, it is a concern for everyone. Many people remain in their jobs longer than they intend to, simply because their employer provides their family’s health coverage. If you quit, you lose your health…
When looking for health insurance in Texas, you want to purchase the best insurance for your family. You would shop the Marketplace within the Affordable Care Act if you could, and perhaps you even tried, but when you began to…
When you are shopping for health insurance in Texas, you have options. The coverage you choose will depend on your personal circumstances and whether you obtain your insurance through an employer or the Affordable Care Act and the Marketplace. Both…
We all desire protection under a health insurance plan to cover our medical needs. No one wants to face having to visit the doctor, or, worse, a hospital stay without health coverage. There are moments in life when we may…
It’s that time of year again, the time when we need to consider where we are with our health insurance in Texas. We are nearing the end of open enrollment, and to begin your insurance on January 1st, your deadline…