Travis County, especially the city of Austin, is filled with historical significance. Many landmarks, called Houses, are where people of influence once lived. Joseph Fischer, a famous mason, and William Sydney Porter, better known as writer O. Henry, have Houses named after them. Speaking of things named after them, Dr. Arthur C. Scott and Dr. Raleigh R. White, after their passing and years of dedication to the field, have a health insurance company named after them, Baylor, Scott, and White. We discuss this company and six others that provide health insurance to Travis County, Texas residents. Let\u2019s take a look.<\/p>\n\n\n\n
We at CoverMile are here to help you find the best health insurance plans in Travis County, TX, at the lowest prices. Coverage exists for as low as $0 per month with subsidies. Read on, and we can show you how.<\/em><\/p>\n\n\n\n The Texas health insurance market is unique. It has one of the highest exchange enrollments in the country, with 2.4 million for 2023<\/a>. Only Florida beats it. Texas also holds the highest uninsured rate in the country at 22.1 percent. It has held that position since the exchange system was implemented. Health insurance for all is no longer a federal mandate. Only a handful of states require an individual to carry health insurance. Texas is not one of them. However, if you choose not to insure yourself and your family, it opens the door to many issues you may not consider.<\/p>\n\n\n\n Individuals and families need healthcare<\/a> in Travis County. There are several options to find affordable health insurance in Texas. You can purchase through the ACA Marketplace or directly from the health insurance company. There are reasons to select each option.<\/p>\n\n\n\n Affordable Care Act\/Marketplace \u2013 <\/em><\/strong>This is the most common option. When you sign up on the ACA Marketplace, you will be shown the best options available to you and your family. The site will also let you know if you qualify for premium tax credits and subsidies like cost-sharing reductions.<\/p>\n\n\n\n Direct Purchase <\/em>\u2013 <\/strong>The first thing you need to know is that when you purchase from an insurance company directly, you will not have access to ACA subsidies. So, if you believe you qualify for either, your best bet is to apply on the Marketplace site. Also, know that rates may vary between on and off-exchange plans. What a plan offers can also change depending on the insurance company and metal tier.<\/p>\n\n\n\n Types of Insurance<\/em><\/strong> \u2013 <\/em>When you select an insurance plan, whether through the Marketplace or Direct purchase, the insurance company may allow you to choose your insurance network. The primary three you will see are HMOs, <\/a>EPOs,<\/a> and PPOs. While these <\/a>network types are different<\/a>, each insurance company chooses which network type or types they will contract with and make available to their customers. However, when shopping for a plan be cautious because of out-of-network fees should the doctors or specialists you may see not be within your plan\u2019s network.<\/p>\n\n\n\n Short-term Health Insurance<\/em><\/strong> \u2013 <\/em>If you need temporary insurance to bridge the gap until Open Enrollment or your employer\u2019s benefits start date, Short Term Insurance may be an option. This type of policy provides temporary basic health coverage for routine care. It covers an initial period of 364 days and can be renewed for an additional 24 months. Understand that Short Term Health insurance<\/a> has limitations. It does not cover preexisting conditions, maternity care, or prescription medication.<\/p>\n\n\n\n With the growth of those signing up for health insurance in Travis County, Texas, it becomes a question of which company you should select<\/a> for yourself and your family. It begins with how much each company charges enrollees. For 2023, this is how each of the seven providers matches up compared to their 2022 rates.<\/p>\n\n\n\n Below we\u2019ve selected the best insurance policies for Travis County, TX, from each of the above companies. They are in order as they reflect the cost of a standard policy without Cost Saving reductions.<\/p>\n\n\n\n2023 Health Insurance Facts in Travis County, Texas<\/h3>\n\n\n\n
Here are additional facts about health insurance in Texas.<\/p>\n\n\n\n\n
Do I Need Health Insurance in Travis County, TX?<\/h3>\n\n\n\n
\n
What are My Health Insurance Options in Travis County, Texas?<\/h3>\n\n\n\n
Top Seven Health Insurance Companies with the Highest Star Ratings in Travis County, TX<\/h3>\n\n\n\n
\n
\n
Top Seven Health Insurance Plans for Travis County, TX<\/h3>\n\n\n\n